My kid starts college this year (moved in today!) and it will cost around $16k all-in for 4 years.

Scholarships and choosing the right school can make a huge difference.

Unless they get scholarships or are going to some exclusive prestiges university.

Send them to community college for two years and then transfer to 4 year.

Also again, unless it’s a niche field, or a super elite university. The school doesn’t make near the difference they want you to think it does.