I believe you are confusing ETF with active vs passive investing. Passive (index) mutual funds can have a corresponding ETF, same with actively managed funds/ETF. The main difference is that ETF can be traded throughout the day while mutual funds settle once per day, at least at places like Vanguard and Schwab. Also, mutual funds allow fractional purchases while ETFs do not. Generally, mutual funds are better than ETFs if you are a long term investor type where you don’t care about ups and downs throughout the day and not going to trade during the day. I’d also say that mutual fund fees are usually cheaper than corresponding ETF. It doesn’t matter that much though if you pick mutual fund or its ETF - they represent the same securities just wrapped in a different package.

Wow, this is pretty much Gilead in real life

Try hitting F12 to save… It should just show file explorer instead of all the cloud bs.

Completely disagree. It’s a good game made by good people. You can finish the campaign with just the default tabs, then can buy more tabs if you are enjoying the game.

It is a game developer driven by passion and not corporate profits.

It means I’ll continue to happily use Linux.