

Ultimately it’s because of corruption. When chancellor Kohl was incumbent it was clear that fibre optics is the future. He instead pushed for the technically inferior alternative of cable internet to satisfy his business buddies.
That being said, Germany’s not only lagging behind in connectivity but in digital infrastructure in general. Many businesses and especially the administration are still stuck in the previous century. Plus there’s a considerable lack of IT knowhow (and herhaps interest) in the general populace. Travellers from countries like Estonia or Finland must feel like having traveled back into the past 20 years.
I’m still using a fax machine to send messages to the local government cause they can’t properly handle email yet, lol. Called the hospital the other day due to some info missing on their website. Had a very confusing convo with their staff cause the lady genuinely didn’t understand the difference between a website, a browser, Google and a search bar widget and kept confounding them. That’s where we are at 🤷🏽.
The European Central Bank has been working on this for many years. The current crisis is not the cause but may significantly speed up resources dedicated and raise urgency of the process.
It’s been some time since I read thru the proposals of the European Central Bank. But a digital euro isn’t just a replacement for a credit card system. It’s a difference system altogether where transactions are directly cleared with the central bank (or a certified agent) online.