

Yes, the digital Euro looks even better. I was surprised that they would go for privacy (at least more privacy than other digital payment services) and offline transfers. The problem is that it is even further away than Wero. We won’t get it until 2028 at the earliest, and I suspect it might take even longer, as many government projects do. Until then, I would rather use a European service than paypal or credit cards. When the digital euro comes, it could arrive with a bang and wipe out a lot of other payment services.
Yes, it still has usability problems, as many early stage projects do, but I see them as relatively easy to fix. Getting the market share in online shops will be much harder. Wero’s backing is big enough, and they already have experience with digital payment systems, so I am hopeful that they can pull it off.