• obsoleteacct@lemmy.zip
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    6 hours ago

    Boomers bought their houses in the '70s and '80s when the interest rates were 15%. It’s a big part of why the houses were cheaper for them.

    Not giving them a pass. They did have what is likely the easiest economy in American history, but they didn’t have record low interest rates.

    • michaelmrose@lemmy.world
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      5 hours ago

      In 1970 the median house was about 22k and median income for white families was 10k mostly via a single earner.

      Minorities were of course fucked as usual.

      You could save up and outright buy. Now a median household is 80k with 2 folks working looking at 800k anywhere near the jobs they work. With interest of course its more like 1.6M

      • obsoleteacct@lemmy.zip
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        3 hours ago

        I more or less agree. The home price to income ratio in the US bottomed out in '74 at 3.62-ish. A healthy economy is between 4 and 5. The peak of the housing bubble was 6.78. Today it’s around 7.05. We are beyond cooked and this lady is out of her mind.

        That’s a legitimate frustration. We don’t need to pretend interest rates were at a record low for the boomers to validate that.